Is there any way to save myself if I owe 500,000 on my credit card?

1. Use the minimum repayment to reduce repayment pressure.

2. Apply for bill installments to spread the repayment amount and extend the repayment time.

3. Take the initiative to negotiate with the bank, express that you are really unable to repay but have the intention to repay, and discuss with the bank how best to repay.

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