I won't. The minimum repayment amount refers to the minimum monthly repayment amount of a credit card, which is displayed on the bill of the credit card in the current month. If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final repayment date, without affecting your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will bear interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (Repay in full and on time, and you can enjoy an interest-free period for spending by credit card. )

The minimum repayment amount of a credit card refers to the minimum repayment amount per month, which is shown on the bill of that month. The calculation method of the minimum repayment amount of a credit card is as follows:

Minimum repayment amount = 65,438+00% for all general transactions in the credit card account+65,438+000% for all unsettled installment transactions in the account+65,438+000% for the unpaid part of the minimum repayment amount in the previous period+65,438+000% for all funds used in the account exceeding the credit limit.

Among them, the expenses include annual fees, late fees, courier fees, loss reporting fees, business card printing fees, production fees, cash withdrawal fees, and residual money collection fees.

If the customer can't repay the full amount in time, he can repay the minimum repayment amount on time before the final repayment date. The minimum repayment amount does not affect personal credit, but you cannot enjoy interest-free repayment period.