Why is the limit of CCB Dragon Card credit card 1 yuan?

The limit of CCB Transportation Dragon Card is only 1 yuan after you apply for it, which means you do not meet the conditions for applying for a credit card, so this card There is no credit card function, and the limit cannot be increased. The Transportation Dragon Card is a credit card with industry application functions. If the applicant meets the card application conditions, the card will have financial functions and industry application functions. If not, he will be issued a card with a limit of only 1 yuan, which can only be used as an industry application. Application card usage, such as annual vehicle inspection services, traffic violation handling, traffic accident identification, second-hand car transaction information, motor vehicle maintenance registration, etc.

My CCB credit card has been reduced to 1 yuan, and there are still installments that have not been paid off. Is it possible to increase the limit after paying off?

My CCB credit card has been reduced to 1 yuan, and there are still installments that have not been paid off. Is it possible to increase the limit after paying off?

There should be a chance, but it depends on the specific reasons that caused the limit to be reduced.

You pay off the loan first. If there is no limit, you can deposit it in advance. Loans or credit cards from other banks under your name must also be repaid on time. Do not use credit cards for non-personal expenses. After the account is settled, you can call the customer service hotline for consultation or apply for credit restoration.

Can’t I raise the credit limit if I haven’t paid off the China Merchants Bank credit card?

You can try to increase it, subject to the approval result;

The fixed credit limit can currently be adjusted through Three ways to apply:

1. After holding the card for a period of time, you can apply for an increase in your credit limit through the voice line of our customer service hotline or log in to online banking or call the customer service hotline. We will apply for an increase in your credit limit based on your past use. Card situation, apply for you;

2. Or when your financial level has improved to a certain extent, you can also provide us with relevant certificates (such as real estate, car ownership, and China Merchants Bank savings certificates that you have not provided before etc.), fax (021-38566200) or mail proof of financial resources that you have not provided before applying for the card, including a copy of the real estate certificate (the real estate certificate must contain the name of yourself or your spouse or minor children). The relevant department will re-issue it based on your new information. Review.

3. Log in to credit card online banking (Public Edition and Professional Edition), Account Management--Account Limit Management--Fixed Limit Adjustment--Apply to increase the fixed limit. After application, it will be adjusted according to your card usage. The situation is reviewed. If you downloaded Pocket Life, you can operate it through card payment-limit management.

The credit card was reduced after paying off

Call customer service to find out why the card was reduced and see what can be done. Generally, the card issuer will take the initiative to reduce the card limit because the cardholder has made late repayments or has cashed out or other risky card use behaviors.

Can I still apply for a supplementary card if my CCB credit card has not been paid off?

As long as the card status is normal.

However, you must first confirm whether the credit card you hold can apply for an additional card. Some card types cannot apply for additional cards. If you can apply for an additional card, it will be fine. You can apply online on the CCB credit card homepage, but there are restrictions on online application, and many card types do not support online application for supplementary cards. In this way, you need to apply at a CCB branch. The ID cards of the main card and supplementary card applicants must be brought. In some areas, both parties are required to be immediate relatives, so you must bring household registration books, marriage certificates and other materials that can prove the relationship between the two parties.

Can I withdraw money immediately after my CCB credit card withdrawal expires?

Can you withdraw money immediately from China Construction Bank? If you return it to Bank of China, you can withdraw it immediately.

For CCB cards, you can apply for a temporary limit online. Whether it is approved or not depends on the bank.

You can also send a text message to apply for a temporary limit increase. Edit the text message: CCTE#last 4 digits# with the desired limit and send it to China Construction Bank Credit Card 95533

To increase the credit card limit, you must pay back all the money. Are you raising the limit after clearing it?

You can just call the credit card customer service number and ask for an increase in the limit. As long as it is not overdue, you will be fine. No need to repay first.

I have a car and still have 2 months to pay off the loan. Can I apply for a CCB credit card?

As long as you are over 18 years old and have a stable career and income, you can apply for a CCB credit card.

You can log in to the CCB credit card website, click "Credit Card Online Application" and directly fill in the information to apply. This method does not require any proof of financial resources to apply, which is more convenient. However, because there is no need to provide any information, the bank generally conducts the review based on your personal payment and credit situation. If you have not paid or paid relatively little, it is not recommended that you apply through this method, because it is very easy. It's hard to pass. You can provide more proof of financial resources to apply at the branch, such as providing some real estate, cars, or time deposit certificates or passbooks from China Construction Bank. The more complete information you provide, it will definitely be helpful for your card review.

After paying off the China Merchants Bank credit card in full, is it possible to increase the limit?

Hello, our bank will increase the fixed limit from time to time for cardholders with good card usage records. Cardholders can also apply to increase the fixed limit on their own, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed limit.

Application method: Please open the credit card homepage: .cmbchina./, click "Online Banking Login" on the right, and after logging in, click "Account Management" → "Account Limit Management" → "Fixed Limit Adjustment".

You can also apply by voice call. After calling the credit card service hotline 4008205555 to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".

Will China Merchants Bank credit card cash balance be increased after the installment is fully paid?

You can apply for a limit increase after the installment is fully paid, but the bank will decide whether to increase the amount after evaluating the applicant's card usage status. Amount;

The following points should be noted when using credit cards:

1. Cardholders can use credit cards to pay as much as possible in daily consumption, especially to increase large-amount consumption expenditures (wholesale purchases) Except for consumption, frequent payment for wholesale consumption is not only not conducive to increasing the credit limit, but may also lead to suspicion of illegal cash out).

2. After several months of continuous consumption, you can actively apply to the bank. The card department will decide whether the limit needs to be increased based on the cardholder's consumption record. After the credit limit is increased and used for a period of time, about three months later, you can apply to the bank again to gradually increase the credit limit.

3. Provide proof of asset income

Proactively provide proof of asset income to the bank, and the more detailed the proof materials provided, the higher the income, and the higher the credit limit that may be approved by the bank. high.

4. Repay the loan in full and on time

Try to repay the loan in full and on time every month. The repayment status is an important item in the credit card record. Cardholders should try to avoid paying interest beyond the interest-free period due to untimely repayment. Otherwise, it will not only be detrimental to increasing the credit limit, but may also cause stains on the credit record.

Can I still withdraw cash at an ATM if I have a credit card installment that I haven’t paid off yet?

If you really can't pay it back, you can withdraw it in cash and then pay it back.

Credit card cash withdrawals are subject to compound interest charges and are generally not recommended.

How much is the CCB credit card limit?

The first-time CCB credit card limit ranges from 1,000 to 50,000. It is easier to apply for a China Construction Bank credit card. The first-time credit limit is determined based on the applicant's income and financial status. The general first-time application limit is between 5,000 yuan and 10,000 yuan. Compared with other industries, it is relatively easy to apply. The application requirements are not too high and there are many application channels.

1. Can I apply for a China Construction Bank credit card online?

Construction Bank credit card can be applied online. The specific method is as follows:

1. Official website application: Log in to the official website of China Construction Bank Credit Card, select the card type you want to apply for, and then fill in the required information for card application. Information is enough.

Operating environment:

Brand model: Lenovo laptop Xiaoxin Air15 Ryzen Edition

System version: Windows11

Browser: Google Chrome browser

Browser version: 87.0.4280.88

2. WeChat application: Follow the China Construction Bank WeChat official account, click "Credit Card" - "Business Processing Hall" - " "Credit Card Application", just click on the page.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 8.0.16

3. Mobile APP application: Download and log in to the China Construction Bank mobile APP, click "Credit Card" - "I want to apply for a card" - "Credit Card Application" and follow the page operations.

Brand model: iPhone13

System version: iOS15.0

App version: 5.6.3.001

2. China Construction Bank credit card has Annual fee?

1. CCB Credit Card Commercial Card: The annual fee for the gold card is RMB 200, and the annual fee for the regular card is RMB 100.

2. CCB Personal Credit Card: The annual fee for the main card of the gold card is RMB 160, and the annual fee for the supplementary card of the gold card is RMB 80; the annual fee of the main card of the ordinary card is RMB 80, and the annual fee of the ordinary card is RMB 80. The annual card fee is RMB 40.

3. Construction Bank credit card annual fee exemption policy: within the card holding year, if you make 3 purchases with the card each year (no limit on the amount), you will be exempted from the annual fee for that year. If there are less than 3 transactions, the annual fee will be charged at the beginning of the second card holding year.

3. What is the telephone number of China Construction Bank’s credit card?

The customer service hotline of the China Construction Bank Credit Card Center is divided into two categories, namely the China Construction Bank Credit Card Customer Service Hotline and the Construction Bank Credit Card Platinum Hotline. The specific phone numbers are as follows: China Construction Bank Credit Card Customer Service Hotline: Domestic users dial 400-820- 0588; overseas users dial 86-21-3869-0588. China Construction Bank Credit Card Platinum Hotline: 400-888-8858.

This ends the introduction on how to repay a CCB credit card limit of 1 yuan and CCB credit card limit of 1 yuan. I wonder if you found the information you need?