The reason is:
1. When the borrower is overdue, the lender entrusts the corporate company to be responsible for the dunning, but the corporate company in turn helps the borrower negotiate the overdue repayment, which is not very reliable.
2. If the borrower is overdue, the law company will handle it. Most law firms will help analyze whether there are unreasonable and illegal clauses in online loan contracts, and will not directly intervene.
3. If the borrower is overdue, the lending institution will only communicate with the borrower himself, and consultation is only between the borrower himself and the lending institution. As a third party, the law firm cannot completely replace the negotiation, so it is not reliable.
4. Law firms charge fees for providing legal advice or services, and the fees are usually very high, which is undoubtedly worse for borrowers who are difficult to repay after the deadline, and law firms do not guarantee the success of negotiations.
5. It is not excluded that many fraudsters use the name of law firms and the psychology of borrowers to deal with overdue online loans to gain privacy, commit fraud and take away money.
Therefore, the law firm is unreliable, and the collection messages and phone calls sent by the law firm are also unreliable. Beware of fraud.
Legal workers don't do things when they collect money as follows:
1. If a lawyer acts illegally without taking money, the party concerned or the client may first negotiate with the law firm to demand a refund of all or part of the fees charged and bear the liability for breach of contract;
2. If negotiation fails, you can complain to the lawyers' association or judicial organ where the lawyer is located and demand that the lawyer be investigated;
3. If the facts are clear, you can report to the district and county judicial bureau or the municipal judicial bureau. They are responsible for managing lawyers and law firms; Or complain to the bar association;
4. If the complaint is fruitless, you can bring a lawsuit according to the contract and hold the other party liable for breach of contract.
To sum up, if a lawyer refuses to do anything after receiving the money, he can negotiate with the lawyer to terminate the entrustment contract, bear the liability for breach of contract and get back the money collected by the lawyer. Then hire another lawyer. If the lawyer doesn't act and doesn't want to refund the money, he can complain to the local judicial bureau with evidence. Lawyers are registered with the Justice Bureau. You can also bring the evidence to the court to sue the lawyer and ask the lawyer to return the recovered money.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 577
If one party fails to perform the contractual obligations or fails to meet the contractual obligations, it shall be liable for breach of contract, such as continuing to perform, taking remedial measures or compensating for losses.
People's Republic of China (PRC) Lawyers Law
Article 48
If a lawyer commits one of the following acts, the judicial administrative department of the people's government at the municipal level or municipality directly under the Central Government shall give him a warning and may impose a fine of not more than 10,000 yuan; Illegal income, confiscate the illegal income; If the circumstances are serious, the punishment of stopping practicing for more than three months and less than six months shall be given:
(1) Accepting entrustment, charging fees, accepting property or other benefits from customers without permission;
(two) after accepting the entrustment, refusing to defend or represent without justifiable reasons, and not appearing in court on time to participate in litigation or arbitration;
(three) to seek the disputed rights and interests of the parties by taking advantage of the convenience of providing legal services;
(4) divulging business secrets or personal privacy.