We do not judge whether you can earn points based on which merchant you are transacting with or what you buy, but based on the type of account registration, so we cannot predict for you before you transact. It is recommended that you confirm with the merchant what type of merchant you are dealing with or we can check it for you after the merchant settles. According to the points rules of China Merchants Bank, points will not be calculated for some items: 1. Credit card annual fees, revolving credit interest, cash advance fees and interest, fees derived from overdue payments (such as liquidated damages, interest), according to the "China Merchants Bank" Other handling fees stipulated in the Credit Card Collection Agreement; 2. Relevant fees paid through withholding and payment; 3. Including but not limited to real estate, car sales, wholesale, public hospitals, public schools, government, and finance Consumption by low-rate and zero-rate merchants such as insurance, investment, charity, resident services and non-profit social services; 4. Other items separately designated by China Merchants Bank.