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I spent 3,000 yuan on Taobao with a Jianshe credit card and applied for 18 installments. How much is the monthly repayment? How are interest and handling fees calculated?

The monthly installment rate for 18 installments of CCB’s credit card consumption is 0.6%

The total handling fee: 3000X0.6%X18=324 yuan.

Monthly payment handling fee: 18 yuan

Monthly payment of principal 3000/18=166.67 yuan

No interest.

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