1. You spend money playing cards.

If you are spending, you can have an interest-free day of 25-55 days (depending on your billing date, repayment date and your consumption date). As long as you pay off within this time limit, you only need to pay back 600.

2. Do you withdraw cash?

The interest is calculated from the date of withdrawal, generally 0.05%-0.07% per day, that is, 3-4 cents per day. But you have to pay back 10% of the total amount every month, which is 60 yuan.