Knowledge expansion:
Secret-free and visa-free payment means that small payments can be completed without passwords and consumer signatures. Internationally, small secret-free visa-free payment is a mature payment method, which is also widely used in the domestic mobile payment field. Alipay, WeChat and other payment tools all have this function, which is the basic function of bank card opening by default.
Alipay's "payment code" function is turned on by default, and there is no need to verify the payment password. Every order less than or equal to 1000 yuan can be "paid without confidentiality".
It is also stated in the WeChat payment user service agreement that when the payment code is used to pay the consumption below 1 0,000 yuan (3,000 yuan for a specific merchant), the "confidential payment" transaction can be used.
Safety precautions:
1. When paying for goods, if you find terms and options such as "I agree" and "authorize" on the page, you should browse carefully and don't authorize functions such as "confidential payment" easily.
2. When setting up "confidential payment", users should also consider the frequency and amount of consumption on this platform. For those platforms with low frequency of use or high average consumption, users should try not to open confidential payment.
3. Users should avoid using birthdays and mobile phone numbers as passwords to avoid being used by criminals.
4. When "confidential payment" is enabled, users should set the monthly limit or one-time payment limit of confidential payment to avoid expanding losses.
Closing method:
Computer-side cancellation method
1 Log in to Alipay account on the computer webpage, and click Account Settings-Alipay Client Settings-Free Payment for Little Secret-Close.
2 just confirm that it is closed.
Mobile phone terminal logout method
1 mobile app enters the Alipay interface, click on the "My" page below, and enter "Settings" in the upper right corner.
2 click on the payment settings.
3. Click Confidential Payment/Automatic Deduction.
4 click on the small confidential payment and select Close.