Personal online banking credit card 3D security authentication setting method:
When using BOC credit card to make online payment abroad, you need three pieces of information, such as input, validity period and CVV2, and a dynamic verification code. The dynamic verification code refers to the dynamic password ordered by BOC E. If it is the first time for you to make online payment overseas, you need 3D security authentication before you can make normal payment.
Online Banking: Credit Card-Credit Card Inquiry-Credit Card Information and Settings-Account Settings Page. First, you need to select the credit card to bind, click account settings, and then click bind in the 3D security authentication field. You need to sign the agreement (you can select the security authentication factor at the bottom of the page, and if you don't select it, your existing security authentication tool will be selected by default). After clicking Accept, the system will display the information of binding the credit card, enter the password of the security authentication tool, and the binding is successful.
Tips: Credit card 3D verifies that the payment limit is the available credit card limit.
The above contents are for your reference. Please refer to the actual business regulations.
How to do credit card real-name authentication?
The credit card itself is a real name, and the credit card does not need real-name authentication, because when the user handles the credit card, the bank has already bound the user's ID card information with the bank card.
apply for
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
check
After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.
Usually, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand. Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.
hairpin
After the applicant successfully applies for a credit card, the issuing bank will open a separate credit card account for the cardholder at the issuing bank for shopping, consumption and settlement after cash withdrawal.
Activate bank card
Because the credit card application is approved by post, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card.
After accepting a credit card, a credit card merchant or bank shall review the validity of the credit card and the identity of the cardholder.
How to authenticate credit card by real name?
Now, because the country has introduced the requirements of the real-name registration system for payment services, WeChat payment is now required by the real-name registration system, and WeChat payment of real names is actually to ensure the security of credit cards. So, how do you use credit card WeChat to pay your real name? Today, Bian Xiao will explain in detail the steps of real-name authentication of credit card WeChat payment.
1. Log on to WeChat and enter the personal account interface.
Log in to WeChat directly on your mobile phone, and then click "I" in the menu bar at the bottom of the WeChat interface.
Second, click to enter the "wallet"
Click "I" to enter the personal account interface, and then click "Wallet" to enter.
3. Choose to click "Bank Card" or directly click the icon in the upper right corner.
There are two roads here. One is to click "Bank Card" in the "Wallet" interface and bind a bank card. Enter your bank card first, then enter your name, ID number and mobile phone number reserved when handling this bank card, and then enter the verification code received on the mobile phone for verification. After verification, set the payment password and verify again, and complete the real-name authentication.
Another way is that you can choose to directly click the icon in the upper right corner of the "wallet" interface, then click "payment management", then click "real name authentication", and enter your name and other related information to complete the verification.
The above are the concrete steps of real-name authentication of credit card WeChat payment summarized by Bian Xiao. If everyone's credit card WeChat payment has no real name, then in Bian Xiao, you can carry out real-name authentication according to the steps summarized above. There are not many authentication steps, and the operation is very simple and convenient.
How to do credit card applet authentication?
Credit card applet authentication is as follows
The first step is to open the applet background webpage and log in to the applet background with the applet administrator scanning code.
Step 2: Enter Settings-Basic Settings, find the column of WeChat authentication, submit relevant materials and information according to the authentication process, and then complete the authentication review and submission. After the submission is completed, WeChat certified customer service will call you to confirm the information. Generally, if there is no problem, it will pass the audit on the same day.
This concludes the introduction of how to authenticate credit cards and how to authenticate vehicle information with credit cards. I wonder if you have found the information you need?