The newly obtained credit card needs to be activated and activated before it can be used, as follows:

1. Go to the bank branch to apply for activation;

The parties concerned bring Go to the bank to queue up for ID card and credit card number. Go to the bank to find the counter staff to collect the application form. Then fill in the required information in the customer column above. After calling the number, go to the counter and hand the ID card, credit card and application form to the counter. Then you can enter the password and activate according to the instructions of the bank staff.

2. You can log in to the bank’s official website and follow the website prompts to activate;

3. You can call the bank’s official customer service number and follow the prompts to activate.

When using credit cards, you need to pay attention to some tips. For example:

1 Try to pay out a large amount after the bill date, because you can make full use of the interest-free period of your credit card.

2 We have the opportunity to modify the billing date once a year. If the amount of a certain bill is too large and you find it difficult to repay, you can use this opportunity to extend the interest-free period.

3 When using a credit card, try not to withdraw money, make installments, or recycle credit! These three items are the largest sources of profit for credit cards and are also the three items with the highest fees. It is worth noting that in addition to the handling fee for credit card cash withdrawals, interest will be calculated on the cash withdrawal amount on a daily basis. Many newbies often ignore the latter, which is terrible!

4 When using a credit card, never put the cart before the horse and don’t overspend just to get discounts.

Newcomers need to pay attention to the following points when using credit cards:

1. After placing a credit card, the cardholder needs to activate the credit card, otherwise it cannot be used. The activation method can be mobile banking, online banking, telephone customer service, etc.

2. After the credit card is activated, in order to prevent theft, attention should be paid to protecting the credit card payment password, credit card security code, cardholder signature, etc.

3. Pay attention to check and remember the credit card statement date, repayment date, annual fee payment rules and other information to avoid overdue payment.

4. Live within your means, arrange income and expenses reasonably, and avoid penalty interest due to inability to repay.