Because you signed a power of attorney for bank transfer when you insured, the insurance company can deduct your insurance premium with this power of attorney.

If you think it is unreasonable for the insurance company to deduct the insurance premium from your bank card, you can cancel the automatic payment bank card at the business outlet of the insurance company.

The staff in Xinhua Life Insurance will send a message to inform you that you should save money at least one month in advance. If you have saved money, the company will directly deduct money from your bank card on the day of renewal, and will send a message to inform you after deducting money. If you don't receive the message or phone call from the staff, please check whether it is the mobile phone or the staff.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.