Legal subjectivity:

Whoever commits credit card fraud of RMB 600,000, if the amount is huge or there are other serious circumstances, shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than fifty thousand yuan but not more than fifty thousand yuan. Fines of up to 10,000 yuan. If you surrender, your punishment will be reduced. Article 67 of the "Criminal Law" stipulates that a person who voluntarily surrenders to the police after committing a crime and truthfully confesses his crime is surrendering. Criminals who surrender may be given lighter or reduced penalties. Among them, those who commit relatively minor crimes may be exempted from punishment. Criminal suspects, defendants and criminals serving sentences who have been subject to compulsory measures and truthfully confess their other crimes that are not yet known to the judicial authorities shall be considered to have surrendered. Although a criminal suspect does not have the circumstances to surrender as stipulated in the preceding two paragraphs, if he truthfully confesses his crime, he may be given a lighter punishment; if he truthfully confesses his crime and avoids particularly serious consequences, he may be given a lighter punishment. The law is objective:

"Criminal Law of the People's Republic of China"

Article 196

Carry out credit card fraud under any of the following circumstances: If the amount involved in any activity is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; to a fixed-term imprisonment of not more than 10 years and a fine of not less than 50,000 yuan but not more than 500,000 yuan;

If the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years of fixed-term imprisonment or life imprisonment and a fine of not less than 50,000 yuan but not more than 50,000 yuan. A fine of not less than RMB 500,000 but not more than RMB 500,000 or property confiscation:

(1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;

(2) Using an expired credit card;

(3) Pretending to use another person’s credit card;

(4) Malicious overdraft.

The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank.

Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.