How to inquire about the information left by applying for a credit card
If it is a China Merchants Bank card, you can log in to the online banking professional edition and select "Credit Card → Customer Management → Customer Data Modification" to inquire and modify your mobile phone number, home phone number, company phone number and company name information.
Tips
If you haven't applied for the professional edition, please call the credit card service hotline.
a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
the credit card stipulated in the relevant laws of our country (the NPC Standing Committee's Interpretation of the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal? . On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.
credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.
from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).
On May 25th, 221, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.
main features
① Credit card is one of the fastest-growing financial services, which can replace traditional cash circulation in a certain range;
② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also obtain certain loans from card issuers by using credit cards;
③ Credit card is a high-tech product integrating financial business and computer technology.
④ Credit card can reduce the use of cash and currency;
⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
⑥ Credit card can simplify the collection procedures and save social labor;
⑦ Credit card can promote commodity sales and social demand.
how to check the information filled in by the credit card
to check the information filled in by the credit card, you should go to the corresponding outlets. Bring relevant documents (such as ID card), find the nearby bank business hall, and consult the staff to inquire.
how to check the information filled in when checking the credit card of BOC?
You can inquire and modify your personal information through Bank of China Mobile Banking, China Bank Credit Card WeChat WeChat official account, Colorful Life APP, BOC Kexintong WeChat applet, personal online banking, BOC outlets or call BOC Credit Card Customer Service Hotline at 46695566. However, due to the limited personal information modified in each channel, please refer to the channel prompts.
the above contents are for your reference. please refer to the actual business regulations.
where can I check the information filled in by a credit card? These matters must be clear
Although it is convenient and quick to apply for a credit card online, many banks will call back, and people often forget the information they filled in after submitting their card application, and they will panic when they receive the call. I want to know where I can find the filled card information so that I can answer questions according to the information. Here is a brief introduction.
where can I check the information filled in by a credit card?
the bank won't leave us a copy of the application after the information is submitted, so there is no way to find out the information filled in. Although there is progress, we can only find out the progress of the card approval, not the card information for us.
If you are worried about forgetting the information you filled in after you apply for the card, you'd better fill it in and save it. For example, you can save a screenshot in your mobile phone after each page is filled in, and you can turn it out at any time when you receive a call. Just look for the answer according to the questions asked by the electronic examiner.
It should be noted that most of the telephone calls made by the electronic examiner are made by the company phone number filled in by the applicant, in order to verify whether the applicant is an employee of the company. This means that the correct phone number of the company has to be filled in, and the colleagues in charge of answering the phone have to say hello in advance and get acquainted with each other so that they can answer the phone in time.
When answering the phone, you should also master the skills. First, you should have a gentle tone to make the auditor feel comfortable. Then you should answer whatever people ask. Don't tell all your things without waiting for people to ask questions, such as what you have done in many banks. Don't say such things, otherwise you may directly refuse the card.
Of course, the result is not immediately after the call is answered. Generally, a short message will be sent to the reserved mobile phone number in 2-3 days, and the notice says that it is very likely that you will have to go to the counter for a face-to-face interview. Remember to prepare relevant materials according to the contents of the short message, answer questions at the outlets, and just copy a paragraph and sign it.
how can I check the application information of p>218 credit card (debit card) if I forget it?
Credit card (debit card) application information can be inquired in the following ways:
1. Inquire through the bank credit card (debit card) center
After the bank handles the credit card (debit card), the bank will have relevant records, so you can call to see if you can get the application information of the previous credit card (debit card);
2. Go to the outlet to inquire
If you forget the application information of the credit card (debit card), you can also bring your valid certificate and credit card (debit card) to the bank outlet to inquire;
3. Online banking inquiry
If online banking is opened, you can also find relevant information in the personal account of online banking. If you don't know where it is, you can also consult online customer service.
Credit card (debit card) application materials are not useless after filling in, and may be used again later, so it is better to fill in the telephone contact information that you are familiar with, and the fixed information is better.
how to check the information filled in when you apply for a credit card
The following methods can be used to check the information filled in when you apply for a credit card:
1.
2. Call the bank's credit card center for inquiry: Call the bank's customer service number, and the bank will provide information inquiry service after verifying the customer's identity.
3. mobile APP inquiry: download the mobile banking APP and inquire in the personal center.
1. Preparation materials for credit card application
Generally, the application conditions are relatively close, and the specific operation is based on the regulations of various banks.
each card-issuing bank has its own card-issuing standards, which generally include the following points:
1. Urban and rural residents who have reached the age of 18
2. They have a fixed occupation and a stable income, and their work units are generally in their permanent residence.
3. Fill in the application form and sign it personally at the "Signature of the applicant".
2. To apply for a credit card, you need to provide the following information:
1. Copy of ID card, work certificate, income certificate, etc.
2. If you can also provide bank deposit certificates, real estate certificates, degree certificates, etc., your application approval process will be more convenient and quick.
3. If you are registered in a foreign country, an overseas person is applying for a local job, and an active officer applies for a credit card in his own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.
4. Other conditions required by the issuing banks.
Third, security issues
Because credit cards are convenient and fast to use, coupled with the rapid development of science and technology, the security problems faced by credit cards are becoming more and more serious due to the mechanism of first consumption and then payment, and major international credit card groups and global card-issuing financial institutions are facing severe challenges.
credit card: criminals or criminal groups use fake or waste cards to pretend to be genuine cards, and directly deceive merchants or card issuers.
cardholder: the card is improperly kept/handled (expired/invalid credit cards are not destroyed, or lost and not immediately invalidated, etc.), and personal identity information is inadvertently stolen or defrauded. In order to avoid such problems, citizens should not easily provide personal identification information, and it is best not to entrust others to handle credit cards.
that's enough for the introduction of how to check the information of applying for a credit card.