ETC cards are divided into two categories: stored-value cards and debit cards. Users of the former need to recharge at designated outlets or official websites before they can be used; the latter’s Class B debit cards also need to go through Use it in the "prepay first, then use, then settle" method. No matter which method is used, the application and operation procedures are relatively complicated.
In contrast, the ETC co-branded credit cards launched by some banks today are very convenient to use. They can not only automatically withhold customers' highway tolls and other functions, but also provide convenience to "car owners" who often use highways. "One family" brings many discounts.
1. The difference between credit card and ETC card:
1. The applicable objects are different. The ETC card is suitable for customers who need highway access, and the credit card is suitable for everyone who meets the application requirements.
2. The requirements for starting a business are different. ETC cards are suitable for customers with cars, and credit cards are suitable for everyone who has the ability to repay.
Anyone who is eligible to apply for a credit card can apply, while an ETC card is limited to people with cars.
2. Overview of credit cards and ETC cards:
Credit cards, also known as "credit cards", refer to cards issued by banks and granting cardholders a certain credit limit. The cardholders can A card for non-cash transactions where you spend money within the credit limit and then pay back later.
ETC card (Electronic Toll Collection) non-stop toll collection system is currently the most advanced road and bridge toll collection method in the world. Through dedicated short-range microwave communication between the vehicle electronic tag installed on the vehicle windshield and the microwave antenna on the ETC lane of the toll station, computer networking technology is used to perform background settlement processing with the bank, so that vehicles can pass the road and bridge toll station without Parking and paying tolls.