What is the limit for online payment with CITIC Bank credit card?

The single amount of online payment with CITIC Bank credit card shall not exceed RMB 500. Currently, the main third-party payment companies on the market include Alipay, Caipay, PayTong, Kuaiqian, Yibao, Huifu Tianxia Online Banking, CHINAPAY and many more. For China Merchants Bank credit card online payment, except for the separately listed large-amount credit card channels, other channels will no longer accept credit card online payment transactions with a single amount greater than RMB 500 through third-party payment companies.

Online payment activation method:

1. To use the online payment function of CITIC Bank credit card, you need to go to a CITIC Bank outlet to apply for CITIC Bank enhanced online banking, and go directly to CITIC Bank with your ID card and credit card. It’s very easy to apply at an online store. After the branch is opened, log in to the enhanced online banking of China CITIC Bank.

2. After successfully logging into the enhanced online banking of CITIC Bank, click "My Account", select "Account Management", and then click "Add Contract".

3. Select "Credit Card", enter the relevant information of the CITIC credit card to be signed, and then confirm. Please note: The rule for filling in the validity period of CITIC Bank credit card is that the year is written first and the month is written last. For example, in October 2015, the validity period that should be entered should be: 1510.

4. The CITIC Credit Card signing is completed. You can see your credit card in the account signing information, then click "E-Commerce" and select "Payment Function Settings".

5. Then click "E-Commerce" and select "Payment Function Settings".

6. Read the relevant provisions of CITIC Credit Card online payment and click "Agree".

7. Select the CITIC credit card to enable online payment function and fill in the payment limit.

8. Confirm the correctness of the selected credit card and filled-in transaction limit.

9. The online payment function of CITIC Credit Card was successfully activated.

How to set the online transaction limit for CITIC Bank credit card

The steps are as follows:

1. Log in to the CITIC Bank APP, find the location pointed by the arrow in the picture below, and click to enter .

2. The interface shown below appears, click Login, and enter the registered account password.

3. After successfully logging in, find the credit card option pointed by the arrow and click to enter.

4. In the interface below that appears next, click the transaction limit function.

5. In the picture below that appears, enter the transaction amount you want to set and save it.

Things to note about CITIC Bank credit cards are as follows:

1. CITIC Bank Credit Cards will proactively adjust the credit card’s permanent or temporary limit from time to time based on the customer’s overall card usage. Notify customers through bills or text messages, and they cannot withdraw the amount independently;

2. The amount of repayment using the CITIC Bank credit card WeChat service account is limited to: the maximum repayment amount shall not be greater than 110 of the total amount owed, If you need to repay more amount, please repay through other methods.

3. The online payment limit for CITIC Bank credit cards is 1,000 yuan for a single transaction and 5,000 yuan for a single day.

Alipay Payment CITIC Bank Credit Card Reminder Daily Limit

CITIC Credit Card Alipay Quick Payment Limit

1.

CITIC Bank Credit Card Alipay Limit The credit card is linked to Alipay, and there are two payment methods, quick payment and online banking payment. Quick payment limit: Card limit Online banking payment limit: 1,000 for a single transaction, 5,000 for a single day

2.

Limitations for using Alipay to repay CITIC Bank credit cards (for the same credit card) per day The maximum number of repayments is 50, and there is no limit to the number of repayments per month for a CITIC Bank credit card. The single repayment amount is 50,000 yuan, and the daily limit for online consumption payment with CITIC Credit Card is 5,000 yuan. For the safety of customers' funds, China CITIC Bank has set a limit for credit card online payments by default.

If customers need to pay large amounts, they can use personal online banking to activate the online direct payment function. This function supports all stores marked with credit card logos on Taobao and Mango.com. Shopping at such stores is not restricted by credit card online payment limits.

Customers can also choose to open the Alipay cartoon service of China CITIC Bank. After binding this service, shops with credit card logos are not subject to the credit card online payment limit. For shops without credit card logos, single payment The payment limit is RMB 500

What is the cash withdrawal limit of CITIC Bank credit card? It is important to know the limit

Many CITIC credit card holders will use their credit card to withdraw cash when they are in urgent need, but they do not pay attention to the limit when withdrawing cash, and the cash withdrawal fails. In order to avoid this situation from happening, we need to understand the cash withdrawal limit of CITIC Bank credit card.

What is the cash withdrawal limit of CITIC Bank credit card?

Withdrawing cash from CITIC Bank credit cards is mainly through ATMs or counters, which means you can withdraw money from your credit cards, that is, withdraw cash. The total cash withdrawal limit of a credit card is not the same as the available limit of the credit card, so it does not mean that you can withdraw as much as the credit card has the available limit.

The CITIC Bank credit card cash withdrawal limit is only 50 of the credit card limit. For example, if the credit card limit is 10,000 yuan, you can only withdraw all 5,000 yuan. If there is an extra 10 cents, the cash withdrawal will fail. .

In addition to the total limit, there is also a limit for CITIC credit card cash withdrawals.

1. Domestic cash withdrawal: The upper limit for a single domestic cash withdrawal is RMB 5,000, the single-day limit for ATM machines is 10,000 yuan, and the single-day cash withdrawal limit for counters is 100,000 yuan; cash withdrawals do not enjoy the interest-free period. A handling fee of 2% of the cash withdrawal amount will be charged, with a minimum of RMB 20.

2. Overseas cash withdrawal: The daily cash withdrawal limit for each card is the equivalent of RMB 10,000, and the maximum annual cumulative cash withdrawal limit per person is the equivalent of RMB 100,000. It is also not interest-free and charges a handling fee of 3% of the cash withdrawal amount, with a minimum of USD 3, HKD 30, or EUR 3 per transaction.

The above is the relevant introduction to "What is the cash withdrawal limit of China CITIC Bank credit card?" I hope it will be helpful to everyone. The last thing to remind is that when withdrawing cash from a CITIC Bank credit card, you must repay it in one go, and you will no longer enjoy the minimum repayment amount, so you must measure your repayment ability before withdrawing cash.

Is there a transfer limit for CITIC Bank credit cards?

First, the monthly limit of a bank card means that the monthly cumulative limit is certain.

2. If you have online banking, you can directly log in to the online banking page to modify the limit.

3. If there is no online banking, you can suggest the other party to go directly to the bank counter with their ID card to apply.

4. Example:

The People's Bank of China stipulates that the limit for personal online banking payments is 5,000 yuan per transaction. Transfers are 50,000 per day.

To apply for large transfers or single transaction limits, you need to apply to the bank.

If the bank card payment limit for the month is exceeded, you can adjust the bank card payment limit through the bank counter.

The payment limit is for the current month, and there will be no limit on the first of the next month.

1. This limit should be the transaction limit you set when you started online banking. You can only change the transaction limit at a bank branch.

2. Use Alipay or online banking that has opened large transactions to solve the problem of bank card limits.

3. The central bank publicly solicited opinions from the public on July 31 on the "Measures for the Management of Online Payment Business of Non-bank Payment Institutions (Draft for Comments)". The draft stipulates: Payment institutions shall adopt methods that do not include digital certificates, For transactions that are verified by two or more elements, including electronic signatures, the cumulative daily amount of all payment accounts of a single customer should not exceed 5,000 yuan. Does this mean shopping can no longer be enjoyable?

4. In fact, it is not.

The central bank later made it clear that the limit limit only regulates transactions in which individual customers use the "balance" of their payment accounts to pay. Transactions in which customers use bank accounts to pay (including "commercial bank payment", "bank card quick payment", etc.) are not subject to this provision. limit.

How to lift the single-day limit of a bank card

The methods to lift the single-day limit of a bank card are:

1. Make changes in online banking, usually on the online banking page. There are settings for bank cards where you can change the transfer limit.

2. Call the customer service hotline to make changes. Call the customer service hotline and provide your ID card information and transaction password to modify the limit. 3. Go to the counter to make changes. Bring your ID card and its copy to the counter for processing.

This ends the introduction about the single transaction limit of CITIC Credit Card and how to buy products with a unit price of 6,000 with a CITIC Credit Card limit of 5,000. I wonder if you found the information you need?