Yes, overdue credit card issues can be solved through legal negotiation.

Details:

1. First of all, credit card overdue refers to the situation where the cardholder fails to repay the credit card debt on time. When an overdue payment occurs, the cardholder can seek legal consultation to resolve the overdue issue.

2. To conduct legal consultation, you first need to contact the bank or credit card issuer and express your willingness to negotiate with them to resolve the overdue issue.

3. During the negotiation process, cardholders can make reasonable requests such as adjusting the repayment plan, extending the repayment period, or waiving late payment fees, hoping to get the bank's understanding and support.

4. The bank will evaluate the specific situation of the cardholder, decide whether to agree to negotiate according to internal policies, and provide corresponding solutions.

5. If the two parties can reach an agreement, the cardholder should make repayment in strict accordance with the negotiated conditions and ensure that overdue situations will not occur again.

6. If an agreement cannot be reached, the cardholder may need to consider other solutions, such as seeking help from a legal professional or a debt management agency.

Summary: Overdue credit cards can be resolved through legal consultation. Cardholders need to proactively contact the bank and make reasonable requests. During the negotiation process, both parties can discuss and reach a solution in order to restore their credit history.

Extended information: During the legal negotiation process, cardholders may consider seeking help from a professional debt management agency or consulting a lawyer to obtain more comprehensive and professional advice. These agencies typically have extensive experience in providing cardholders with effective solutions and help with planning and managing debt. Remember, it is crucial to take prompt action on overdue issues to avoid further financial and credit losses.