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Don’t understand the WeChat credit card repayment operation? Please keep this FAQ guide handy!

WeChat Credit Card Repayment, as a third-party repayment platform jointly launched by Tencent and major bank credit card centers, has been committed to providing safe and convenient repayment services to credit card customers. Today, there are more than 200 million users using WeChat credit cards to repay, and it is favored by people because of its convenient and safe services. But at the same time, users encounter different operational problems. This content will compile a FAQ guide around the common repayment problems of users, and provide corresponding operation strategies to help everyone master WeChat credit card repayment. payment operation.

Question 1: How to repay?

First open WeChat, click on me, find the service page, select the credit card repayment column in financial management, select the card that needs to be repaid, and then You can now make WeChat credit card repayments.

Question 2: Is there a limit on credit card repayments? Yes, a *** is divided into 3 situations. If you repay by yourself, a single payment of 200,000 yuan at Shanghai Pudong Development Bank, Hua Xia Bank, China Everbright Bank, Ping An Bank, Minsheng Bank, Industrial Bank, CITIC Bank, Guangzhou Bank, and Ningbo Bank, and a single payment of 50,000 yuan at other banks; For repayments by others, the single, single-day and monthly limits are all 10,000 yuan. If the repayment is paid in small change, it is 200,000 yuan per day, and you can pay with a bank debit card. The specific limit of this type is subject to the bank.

Question 3: How long does it take for credit card repayment to arrive? Under normal circumstances, if you repay at any time 24 hours a day, the repayment is expected to arrive within 30 minutes. Some friends may ask, what happens if repayment is delayed? If there is a banking system upgrade, the arrival time may be delayed. The actual arrival time is subject to the page prompts. You can try to avoid holidays or bank clearing times to avoid late repayments.

Question 4: How to check WeChat credit card repayment records? This is very simple. Users can pay attention to credit card repayment GZH and click on the repayment record in More Services on the menu bar to easily and clearly view the monthly repayment status.

Question 5: What are the repayment methods supported by credit card repayments? When repaying, users can complete the payment through the balance of the savings card bound to WeChat Pay, change or Lingqiantong. (If multiple debit cards are bound, you can check any bound debit card on the repayment page to make payment.) Because the central bank has strict regulations on online payment cash-out, credit card payment is not supported.

At present, WeChat credit card repayment has also launched scheduled repayment and crowdfunding repayment, which has greatly alleviated people's repayment pressure. To make an appointment for repayment, you first deposit the money into Wealth Management and then pay it back automatically upon maturity. Crowdfunding repayment means inviting your WeChat friends to repay the money for you. When you pay with a WeChat credit card at the same time, you can also receive an instant discount on bank payment. You can open the WeChat mini program to pay for discounts, and you can get corresponding gold coins through WeChat payment. These gold coins can be used to exchange for instant discounts. They can be used within 7 days after the exchange. Automatic deductions can be realized by paying with the designated bank card.