1. The minimum repayment amount of Ping An Bank's credit card is calculated according to your actual consumption type and consumption situation, and the monthly minimum repayment amount may be different. Paying the minimum repayment on time will not affect your personal credit, but you can't enjoy the interest-free period. Interest and the remaining unpaid amount are included in the next bill. From the consumption bookkeeping date of each transaction in your bill, the interest will be calculated at the daily rate of 0.5 ‰ until you pay it off.
Our credit cards have different installment rates due to different installment numbers. You can refer to different types of installment rates by clicking the links below.
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Response time: 2021-12-01. Please refer to the latest business changes announced by Ping An Bank in official website.