Credit card consumption of Shanghai Pudong Development Bank will not accumulate points in the following situations.

1, real estate, automobile sales;

2, wholesale, hospitals, schools, charities, withholding, ship sales, court fees, government agencies, large enterprises wholesale, tobacco distribution;

3. Insurance sales, insurance and insurance premiums, direct sales, pawn shops, county and township concessions-real estate and automobiles, county and township concessions-wholesale, county and township concessions-supermarket refueling, and consumption by merchants in agriculture, rural areas and farmers;

4, online consumption, "universal payment" installment repayment, bank charges (including credit card annual fee, credit card interest and penalty interest, cash advance fee, late fee;

5. Other expenses stipulated in the Articles of Association of Shanghai Pudong Development Bank Credit Card (Personal Card) and the Shanghai Pudong Development Bank Credit Card (Personal Card) Contract and other items stipulated by the Shanghai Pudong Development Bank Credit Card Center.