The credit card limit is affected by two aspects, one is the level of the card, and the other is the applicant's credit status. Everbright JD.COM Jiayuan co-branded credit card is UnionPay single gold card. New users can get JD.COM Home 15 yuan coupons when they apply for JD.COM Home Co-branded Card through JD.COM Home APP channel. Because it is a gold card level, according to the quota range set by China Everbright Bank for the gold card, the maximum amount of the card does not exceed 50,000 yuan, and the specific amount depends on the final approval amount of the bank. In addition, it should be noted that all credit cards under the same account of China Everbright Bank share a quota, so the credit card with the highest quota shall prevail.
Everbright JD.COM House co-branded credit card is UnionPay Gold Card, and its annual fee collection standard and annual fee exemption policy are as follows: main card 200 yuan/year, auxiliary card 80 yuan/year; The annual fee is free in the first year, and the annual fee in the second year is reduced by three in the same year. Although the annual fee for the main card of Everbright JD.COM House co-branded credit card is as high as 200, the annual fee is exempted in the first year, and the annual fee can be reduced or exempted through the number of card issuance. Therefore, the annual fee pressure is not great after the user opens the card, but the user should pay attention to the collection of the annual fee and check the credit card bill to avoid the overdue situation caused by the annual fee deduction and forgetting to repay.
The above is the introduction of Everbright JD.COM Home Co-branded Credit Card. Users should consider their own needs and actual repayment ability in the process of handling the card to avoid excessive consumption in order to maintain their personal credit qualification.