The word "credit" can be pronounced phonetically /?kr?d?t/ (Cr-Rui-Dite). Among them, the stress is on the first syllable. Please note that this is an American English pronunciation. In other dialects or accents, there may be minor pronunciation differences.

The word "credit" has many applications in different fields and contexts. The following are some common application scenarios:

1. Credit record and credit score: "Credit" is often used in the financial field to refer to the credit record and credit score of an individual or enterprise. This is an important indicator for lending institutions to assess a borrower's credit risk and decide whether to grant a loan.

2. Credits: In the field of education, "credit" is usually used to refer to the credits earned for completing a specific course or study program at a college or university. Credit hours are used to calculate study progress and complete degree requirements.

3. Delay in acceptance and payment: In commercial transactions, "credit" can refer to acceptance or credit period, that is, the seller agrees to delay collection of payment or provision of goods or services within a certain period of time.

4. Honors and commendations: "Credit" can be used to refer to honors, praises or commendations received. For example, one can gain academic, athletic, or professional credibility.

5. Believe and credit: As a verb, "credit" can mean to believe or credit someone. For example, you could say: "I believe he can succeed" or "Success comes from teamwork."

Credit phrases

1. Credit card: Credit card.

2. Credit score: Credit score.

3. Credit history: credit record.

4. Credit limit: Credit limit.

5. Credit report: Credit report.

6. Line of credit: Line of credit.

7. Opening/closing credits: opening/closing credits.