If you normally use the card for more than one year, there is no bad record, and you repay it in full on time, and there is no debt on the card now, the chances of success are relatively high.

the customer service of CCB told me above. I applied for 3 and failed. The reason is that the use time is not enough. Shen 15, it worked. At present, my student card of China Construction Bank is only 1 yuan, and there is no arrears in the card. I want to apply for a temporary increase to 15 yuan. Can it be successful?

There's no hope

The CCB credit card, which is very strict for students now, can raise the temporary quota for a long time after it is successful.

Now CCB can't apply for a fixed quota, and they are required to adjust it voluntarily from time to time according to the credit standing and credit card usage of customers. If a useful card is needed, you can apply for adjusting the temporary limit.

if you are their high-quality customer, they have adjusted the fixed quota for you, and you want to adjust the temporary quota, there is no time limit. You can contact them to apply for a look. It's best if you can mention it. If you can't adjust it, you can continue to use the card for a period of time. After you have a new record of using the card, you can contact them to apply, and they will conduct an audit again.

CCB can't actively apply for raising the fixed credit card limit now, but it is automatically adjusted by the system according to customers' long-term use of the card in batches. Maintaining regular consumption at ordinary times and timely repayment in full are conducive to the promotion of the fixed credit card limit.

It is generally recommended to adjust the temporary limit every 3-6 months. Applying frequently is actually not helpful for your card limit.

You should apply for the credit card limit according to your own needs. It is not meaningful to exceed the limit of your daily consumption level. Moreover, it is not specific how long it takes to apply for the temporary limit after increasing your repayment pressure.

You can apply immediately, but after applying immediately, the audit result is the same and you will be rejected. Therefore, it is best to apply every 3-6 months. During this period, keep a good record of card use and repayment, diversify the transaction types as much as possible, and it is best to repay in full, which will help the next application. How to increase the credit limit of China Construction Bank's Boai Credit Card

My CCB card is used once every six months, and it is used frequently, reaching a certain amount, with no bad record. My card has increased from the initial 5 to the current 25. Will the temporary credit line of CCB be given a fixed line when it expires?

The fixed line of CCB's credit card is not fixed, and his family system will systematically screen customers who have used the card and adjust it automatically from time to time. However, it may not be adjusted when the temporary limit expires

At the same time, if you need it temporarily in the future, you can also apply for the temporary limit again through the self-service voice system and short message of CCB WeChat (China Construction Bank), mobile banking, online banking and customer service hotline (edit the short message "the last four digits of CCTE# card number need to be adjusted" to 95533 with the mobile phone number reserved in his home system). How to temporarily increase the credit card quota of China Construction Bank?

At present, there are three methods for self-help application of temporary line in his family, which the landlord can refer to.

first, telephone self-help voice,

second, online banking-credit card-credit card limit adjustment

third, SMS adjustment, the landlord uses the mobile phone number reserved in his home system to edit the SMS "the last four digits of CCTE# card number # need to be adjusted" to 95533. (For example, if the landlord has a fixed quota of 1, yuan and wants to adjust it to a temporary quota of 15, yuan, and the card number is 8888, then edit the short message "CCTE#8888#15".) The default time for applying for the temporary quota is 2 months < P >. In terms of using the card, customers are advised to make diversified consumption, such as shopping, eating and so on. You can also use it online. It is best to combine online shopping with physical stores. Don't swipe your credit card frequently, and pay back the money on time according to the total amount payable in the credit card bill, which is more conducive to the accumulation of credit and the adjustment of temporary limit.

If the landlord has other questions, you can ask them. How to improve the temporary credit line of CCB

The temporary credit line can be applied through telephone voice service of customer service hotline, online banking, mobile banking, newsletter, WX (WeChat official account: China Construction Bank), etc. If the application for temporary credit line adjustment is not accepted manually, it depends on the bank audit. If the credit card is in good condition and the credit is good, it is more likely to pass. The audit time shall not exceed 3 working days. If it is quick, the results will be issued immediately after the application, and there will be a short message notification.