Credit card points mean that you spend money with a credit card, and the bank will give points according to certain rules. When the points reach a certain amount, you will be able to exchange points for gifts within the optional range of the bank.
All credit cards used by banks are not counted as points. Other circumstances:
1, the use cost of the credit card itself. This includes cash advance, bank card fee (including annual fee, interest and penalty interest, cash advance fee, overdue fee, etc.). ) and other fees charged according to credit card regulations, such as late payment fees and over-limit fees, are not included in the points.
2. Merchant consumption with low discount rate or zero discount rate. Including but not limited to real estate, automobile sales, wholesale transactions, public hospitals, public schools, government services, charity and public utilities.
3. There are no points for online shopping.
At present, the integral calculation rule of Beijing Mobile's GSM integral plan is composed of consumption points and reward points according to the points of GSM customers. Consumption points are calculated according to the "total cost" of the customer's phone bill in the current month, with one point for each yuan, and no points for less than one yuan. Customers can exchange points for products or participate in activities launched by the company. It has nothing to do with the way you pay the phone bill.