No, according to the inquiry of Bank of Communications official website, Bank of Communications will provide physical cards and virtual cards when issuing Pacific Card credit cards. Users will get a physical card and a virtual card at the same time when handling the Bank of Communications credit card. These two cards are independent of each other and need to be activated separately. Users choose to activate the virtual card when handling the Bank of Communications credit card. After the credit card is approved, Bank of Communications will send the activation code of the virtual card to the mobile phone number registered by the user, and the user can activate it by entering the activation code.