The secondary bank card is the secondary account bank card of the bank. You can apply for multiple cards at the same bank and handle deposits, purchase of financial products, transfers, payments, cash deposits and withdrawals, etc. However, the daily cumulative limit of cash deposits and transfers out of unbound accounts is 10,000 yuan, and the annual cumulative limit is 10,000 yuan. The limit is 200,000 yuan; the daily cumulative limit for cash withdrawal, payment, and transfer out of unbound accounts is 10,000, and the annual cumulative limit is 200,000.

1. Commonly used distinctions between bank cards. Generally speaking, bank cards are divided into credit cards and debit cards. Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card issuer gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit and then repay. A quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve in accordance with the requirements of the bank. When the reserve fund is insufficient for payment, an overdraft can be made within the credit limit specified by the issuing bank.

2. Debit cards are divided into debit cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have functions such as transfers, cash deposits and withdrawals, and consumption. Special cards are debit cards used in specific fields and for special purposes (except for department stores, restaurants, and entertainment industries), with transfer and cash deposit and withdrawal functions. A stored-value card is a prepaid wallet debit card. The bank transfers funds to the card for storage at the request of the cardholder, and deducts money directly from the card during transactions.

3. Other categories are divided into magnetic stripe cards and chip cards according to different information carriers. , divided into domestic cards and overseas cards according to whether the issuing bank is in China; divided into credit cards and debit cards according to whether the credit limit is granted to the cardholder; divided into personal cards and corporate cards according to the different objects of issuance; according to the currency of the account , divided into RMB cards, foreign currency cards and dual currency cards. Bank cards have several types of meanings: Credit cards are special carrier cards with consumer credit issued by commercial banks to individuals and organizations for shopping, consumption, and depositing and withdrawing cash in banks. It comes in the form of a first class card with a magnetic strip and signature strip on the back. What we call credit cards now generally only refers to credit cards.

4. Function: Credit card is a small credit payment tool provided by banks to users for consumption before repayment. That is to say, when your shopping needs exceed your ability to pay or you don't want to use cash, you can borrow money from the bank without paying any interest and handling fees. A credit card is a promise from a bank to lend you money. A credit card tells you how much you can borrow from a bank and when you need to pay it back. Additionally, when you have no money on your credit card, you can withdraw cash directly from an ATM.