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Buying a mobile phone by credit card in installments means that the available balance is insufficient.
In the case of China Merchants Bank's credit card, if it is impossible to apply for installment due to insufficient quota, it is suggested that the following methods can be adopted: (1) Apply for increasing the fixed quota; (2) If the amount is insufficient, the installment transaction is completed by depositing the corresponding amount of money (that is, overpaying the installment); This requires manual application. (3) Pay part of the money to the merchants in cash or other ways to reduce the installment amount; (4) Call to apply for bill installment after one-time payment, but the bill installment requires corresponding handling fees. Whether the application is approved or not is subject to the comprehensive evaluation results of our bank.