When ordinary people encounter this kind of sales promotion, their first reaction is to refuse. But these staff will generally tell you that if you apply for a credit card from him, the application time will be shortened, the application policy will be relaxed, and you will be given a suitcase, a handbag and other preferential policies after completion. Free things, everyone wants them. When many people heard about this gift, they thought they could use it and deal with it.
Door-to-door sales of credit cards just proves this point. Many bank employees will actively promote credit cards in order to complete their tasks and achievements. If you encounter a real banking career, you will generally succeed in getting a card, which will not bring you much trouble. But I'm afraid of meeting salespeople posing as bank staff. They will do bad things with your information, such as online lending and pyramid schemes.
Therefore, you must pay attention to the hidden dangers of dealing with sales staff's credit cards. Be vigilant next time you meet. It is best to check the relevant certificates and work certificates of the sales staff in detail and take photos as evidence when necessary. I suggest that if you have time, you'd better go to the bank counter yourself, which is safer and more reliable, otherwise the consequences will be unimaginable if you meet someone who wants to do bad things to you.
Regular salesmen selling credit cards are not necessarily reliable. Everyone should know that people who apply for credit cards at home will get a certain commission. Some salesmen will use your information to handle multiple credit cards in order to complete tasks or get more bonuses.
This has happened to people before. When they set up a credit card to promote credit cards, and then activated the cards, they found that there were one or two unmarked credit cards under their names online. Therefore, regular salesmen who sell credit cards are not necessarily reliable. Everyone must be more careful. In addition, don't blindly handle high-level card types. The higher the card type, the greater the amount, but it will also affect your credit information.
Generally speaking, the type and amount of credit cards given to you by the bank are determined according to your credit information and financial ability. It takes a process from a low-level card to a high-level card, and your blind application will leave a bad impression on the bank. If the credit card salesman makes this suggestion to you, you should think carefully, because the higher the level, the higher the annual fee of the card, which will easily lead to overdue.