1, you must be at least 18 years old and apply with your valid ID. If it is represented by another person, it shall also provide the valid identity certificate of the agent.

2. The condition for opening a wealth management account is that the balance of customers' current deposits and loans (excluding housing loans) in our bank reaches 300,000 yuan or equivalent foreign currency, of which the deposit balance shall not be less than 200,000 yuan or equivalent foreign currency. (Due to business differences in different regions, please confirm with local 95588 for details. )

3. The wealth management gold card is used by me with my identity document.

4. At present, ICBC does not allow zero-balance account opening, but funds and bonds are regarded as deposits. Funds and bonds that have been purchased with LinkedIn cards shall be printed through or traded, and an application for opening a wealth management account shall be attached, requiring that the holders of the funds and bonds be the same person.

Two, to upgrade to a credit card gold card, the basic conditions for applying for a gold card include but are not limited to (one can be realized):

1. The applicant's average monthly income is above 4,000 yuan or equivalent in foreign currency, with good comprehensive credit status and no bad credit record.

2. Customers whose credit card holders have spent RMB 65,438+00,000 or equivalent in foreign currency in the last 65,438+0 years (excluding occasional large-scale consumption such as car purchase or production and operation consumption) and have spent 6 times in the last 65,438+0 years.