1. What are the signs of credit card rejection? 1. Unable to receive the review call. Generally speaking, after submitting the information, the bank will make a return call within 3-5 working days. If you or your contact person do not receive the call, it is very likely that you will not receive the review call at the information review stage. Rejected. 2. The review progress remains unchanged. For example, some users may track the application process on the mobile banking APP or official WeChat account and find that they are stuck in a certain link. Of course, these are not absolute, but are only used as a reference. Sometimes similar situations will occur when there are too many people applying for cards and the efficiency cannot keep up.
2. What are the reasons for credit card rejection? 1. The credit report is not good. If the credit report shows that it is currently overdue or has "three categories and six categories in a row", it will be rejected during the preliminary review stage. 2. The debt is too high: If the credit card applicant has average qualifications, but the credit report shows that he has applied for more than a dozen credit cards or many loans, then even if the debt is too high and the repayment ability is average, the application will be rejected. 3. Incomplete information: In this case, the application is usually rolled back and applied again after the information is completed. The above is the answer to "What are the signs of credit card rejection? What are the reasons for rejection?" I hope it can be helpful to everyone. In general, if you haven't received a review call or are stuck in a certain process, you can call customer service to find out what's going on.