Now, the consumption concept of first consumption and then repayment has gradually taken root in people's hearts, but usually a certain fee will be charged. Today, let's talk about the charging standard of IOUs in JD.COM for your reference.

First, the white installment service rate

1, and the installment service rate of white bill is monthly);

2. The calculation formula is: installment service fee = consumption principal × installment service rate (month).

Two, IOUs service fee (that is, the interest received by the full repayment)

1, and the daily service rate of IOUs system is from (day). If only the minimum repayment amount is paid off, the system will charge a daily service fee;

The calculation formula is: daily service fee = (total expected repayment amount-actual repayment amount of users) × daily service rate.

Third, the standard of liquidated damages for IOUs

1, the penalty interest rate of the IOUs system is daily). If the minimum repayment amount is not paid off at the time of repayment, the system will collect liquidated damages on a daily basis;

2. The calculation formula is: total liquidated damages = total unpaid amount payable × liquidated damages rate × days of default.

The above are some charging standards for IOUs in JD.COM. As long as you get into the good habit of paying back on time, you don't have to worry.

, you can handle all kinds of credit cards quickly and safely.