The reasons why credit companies and credit card advertisements are everywhere on the street are as follows:

1. Life is stressful and wages are not enough. I'm also thinking about cashing out Huabei recently, because I haven't officially joined the job yet and can't get a credit card, which is quite miserable. And at the end of the year, there were so many red bombs that they exploded, and my body was already hollowed out. I believe that there are many people like me who feel that their salary is not enough all the time, and the demand has given rise to these credit companies and credit card services. Because people were in need, the nets could catch a lot of fish, so they cast the nets widely.

2. State control is not strict. At present, our country's credit is still imperfect, there are many edge shots that can be made, and the regulations are not that strict. Because of this, even private individuals have opened credit companies. Especially after the financial crisis, credit companies have mushroomed. As for credit cards, I know that when consumers apply for a card, the salesperson will take a commission. Regardless of whether you use it or not, you will get a commission directly from the first payment, and then he will take another percentage based on the amount of money you use (the regulations vary depending on the bank). different). You said you can still make money despite irregular management. Can everyone not be jealous?

3. There are too many fools. Many big banks actually don’t need to do much advertising because they have point policies and preferential policies, which are relatively cost-effective and can attract consumers. But formal banks must have strict inspections, especially the four major banks. Just don’t be too strict, okay? Some students also want loans because they are vain, but they cannot meet the requirements, so they need to go to the streets to find credit companies with less stringent requirements. These credit companies don't care whether you are capable or not, as long as they have a way to get the money. It can be seen that there are too many fools, so there are many such companies.