1. If the cardholder wants to withdraw the amount, the cardholder's credit card should be charged 70%-80% monthly, which can not only reflect the cardholder's spending power, but also dispel the bank's concern about the cardholder's insufficient repayment ability.

If the cardholder doesn't want to withdraw cash, he can swipe the monthly amount in the credit card. It should be noted that the credit card limit is brushed at one time, or only a large amount is brushed, which is easy to cause the bank's risk control and is suspected of cashing out.

Generally speaking, the issuing bank has no regulations on users who use credit cards. Those who want to increase the quota can brush more and brush less. Cardholders can only apply for a certain amount of credit cards if they meet the requirements for handling cards.