For young people who have just entered society, because their wages are not high, their daily consumption needs can only be met through credit cards. However, because you have never applied for credit products on the credit card application platform and are a typical white account, it is difficult to apply for a card. At this time, you need to spend time on the choice of credit card. So, what are the good credit cards for Baihu? Check out the credit cards that are good to apply for!
1. Minsheng Baitiao co-branded card. China Minsheng Bank and JD.com Baitiao have jointly launched a co-branded card. The threshold is not high and you can apply if you meet the basic card application conditions. If Baihu often consumes and manages money on JD.com, and has opened JD Baitiao, applying for the Minsheng Baitiao co-branded card will usually not be a big suspense.
2. ICBC Universe Constellation Credit Card. This is the easiest card type for ICBC, and it can be easily applied for by ordinary households. This card is issued in the form of a set of cards. When you apply for the card, you can get 1 UnionPay card and 1 Visa card. The annual fee is waived within the validity period. There is no annual fee pressure to apply for the card, and you will get 10 times the points on your birthday month purchases.
3. China Merchants Bank Young Card. China Merchants Bank Youth Card is also one of the easiest credit cards for Baihu to apply for, but it is only available to customers under 30 years old. The biggest highlight of this card is that you can accumulate points when withdrawing cash, and the cash withdrawal limit is up to 100%. The first cash withdrawal every month is free of charge.
4. Bank of Communications Y-Power Credit Card. The biggest selling point of the Bank of Communications Youth Card is that it is aimed at young people under the age of 30. The cash withdrawal fee is very low. Domestic cash withdrawals are 5 yuan. The success rate of applying for the card is relatively high, as long as you have a stable job. After applying for the card, you can participate in the Bank of Communications's most popular Fridays and get direct cash back, which is a money-saving tool.
5. GF Zhenqing Credit Card. China Guangfa Bank’s exclusive credit card for women offers three times the points for merchants of your choice, free insurance of your choice, and other benefits. Although there are no clear regulations on the gender of applicants, female customers are particularly preferred. Female applicants must provide personal identity certificates, employment certificates, etc., even if they are white households. Basically it will not be rejected.
The above is an inventory of credit cards that can be successfully applied for by white households. Users can submit applications based on their actual needs and repayment capabilities to avoid being rejected because they do not meet the card application conditions.