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Will the credit card exchange limit change?
No, if the old card is replaced because it has exceeded its service life, the new card quota is the same as the old card quota and will not change. If the user applies again, the new credit card quota will be different from the previous credit card quota. When users want to change the amount of a new card, they can apply for a new card again instead of going to the bank to renew it.

Moreover, you can apply for a higher-level credit card when you reapply, and the renewal card is a new card by mail, and the level, limit and card number of the card will not change.

What are the grades of credit cards?

Credit card products issued by various banks will be graded, from low to high, they are Puka, Gold Card, Titanium Card, Platinum Card, Diamond Card, Unlimited Card and Black Card. Different grades have different credit lines, users enjoy different rights and interests, and annual fees and annual fee reduction and exemption are also different.

The higher the credit card level, the higher the requirements for users and the stricter the audit. Users need to apply for a credit card according to their credit status and actual overdraft demand, otherwise it is easy to be rejected.