Simple. After the credit card of China Everbright Bank has passed the preliminary examination, the probability of getting the card is high. The preliminary examination mainly examines whether the user has the qualification to use the credit card and the basic personal situation. After passing the preliminary examination, the bank will send a text message to the user, asking the user to go to a nearby outlet for a face-to-face interview. During the face-to-face interview, the bank mainly confirms whether the application is mine, and the user can pass the face-to-face interview if he has good credit. After the interview is passed, the bank will conduct the final audit. Under normal circumstances, the final appeal is easy to pass.