Hello

Many friends feel that their credit card limit is not enough, but banks are very strict about credit card limits, and it is not that easy to increase the limit. The only solution is the temporary limit of a credit card. Although the temporary limit has expired, it is not that difficult to apply for it, and emergency situations are still no problem. Jiajia has taken stock of the temporary limit policies of various banks, including the application period. The increased amount and maximum validity period.

1. Bank of China

As long as there is a repayment record for the first time in the temporary limit increase cycle, it can be done at any time for the second time; the limit can be increased up to 2 times the existing limit , the maximum validity period is 60 days.

2. Industrial and Commercial Bank of China

The first temporary limit increase cycle can be done at any time, and the second time needs to be one month later; the limit that can be increased is generally 10%-30%, the longest Validity period is 60 days.

3. China Construction Bank

The first temporary limit increase cycle requires 2 months, and the second time requires 1 month. The increase in the limit is generally 10%-30% , the maximum validity period is 3 months.

4. Agricultural Bank of China

The first temporary limit increase period can be done at any time, and the second time can also be done at any time. The limit that can be increased is unknown, and the maximum validity period is 3 months.

5. China Merchants Bank

The first temporary limit increase period can be done at any time, and the second time can also be done at any time. The limit that can be increased is generally 10%-50%, and the maximum validity period is 1 months.

6. Shanghai Pudong Development Bank

The first temporary limit increase cycle is 4 months later, and the second time is 1 month later. The limit that can be increased is unknown and is valid for 30-40 days. .

7. Industrial Bank

The first temporary limit increase period can be done at any time, and the second time can also be done at any time. The limit that can be increased is generally 20%-50%, and the maximum validity period is 1 months.

8. China Minsheng Bank

The first temporary limit increase period is 6 months later. Additional limit increases can only be made at the invitation of the bank. The limit is generally 10%-50%, up to Validity period is 15 days.

9. Bank of Communications

The first time in the temporary quota increase cycle requires a bank invitation, and the second time also requires an invitation. The quota is generally 10%-30%, and the maximum validity period is 60 sky.

10. China CITIC Bank

The first time in the temporary limit increase cycle requires an invitation from the bank, and the second time also requires an invitation. The limit that can be increased is generally 10%-50%, and the maximum validity period is Add 20 days to the next billing period.

Judging from the policies of the above banks, Cosmos Bank is worthy of being Cosmos Bank. It is far ahead in terms of the amount that can be increased. The longest validity period will not exceed 60 days. It should be noted that, The temporary limit of a credit card cannot be paid in installments and needs to be paid off in one lump sum.

I hope you adopt it and wish you good luck