To inquire about the bill and details of CITIC Bank Credit Card, you can 1. Follow the official WeChat account of CITIC Bank Credit Card: "zxyhxyk" or "CITIC Bank Credit Card". 2. Download CITIC Bank's exclusive credit APP - Mobile Card Space: /citiccard/ecitic/xdkj/index.jsp?from=bdqa 3. Call the customer service hotline - enter the card number or ID number - press 1 for self-service bill inquiry. 4. Edit the last 4 digits of the ZD card number and send it to 106980095558, for example: ZD1234.
WeChat Apple 12, ios14, WeChat version 8.0.13
Bank loans require a personal credit report:
1. Bring your ID card or the trustee With your ID card and power of attorney, go to the credit inquiry window of the People's Bank of China where you are located and provide your ID card to print your personal credit record;
2. Open the official website of the People's Credit Information Center of China (Google Chrome version 3.3.2) , use your mobile phone number to register an account with your ID card, and submit a personal credit record inquiry application in the personal inquiry column. Usually within 72 hours, your mobile phone will receive an inquiry code sent by the credit information center. Open the official website of the Chinese People's Credit Information Center again and log in to register an account. Enter the inquiry code of the mobile phone text message in the personal inquiry column to check the personal credit information. At the bottom of the page, you can generate a PDF document to download and save.
Conditions for applying for bank loan business:
Natural persons aged 18 to 65 years old;
2. The actual age of the borrower plus the loan application period should not Over 70 years old;
3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;
4. Have good credit, no bad records, and the loan purpose is legal;
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5. Meet other conditions specified by the bank;
6. If you meet the above conditions, you can apply for a loan at a local bank.
Required documents for applying for a bank loan:
1. Valid identity document;
2. Proof of permanent residence or valid residence, and proof of fixed residence; 3. Proof of marriage issues;
4. Bank statements;
5. Proof of income or personal asset issues; 6. Credit report;
7. Purpose of loan Usage plan or statement;
8. Other information required by the bank. Required conditions for bank loans:
(1) A person who is over 18 years old and has full civil capacity, a permanent urban resident registration or a legal and valid resident identity certificate. Bank loans require that the borrower is usually between 18 and Between 60 years old;
⑵ Have stable legal income and the ability to repay interest;
(3) Have good credit;
(4 ) Other conditions required by the lending bank.
If the credit card bill has been paid off and a refund has occurred, the refund funds will be returned to the credit card account. This money can be used to repay credit card debts, or to swipe cards, withdraw cash, and transfer funds. Cash deposited in a credit card account will become an overpayment. Some banks require a handling fee to withdraw cash from the overpayment. In this way, it will be more cost-effective for the overpayment to be used for repayment and credit card swiping.
In fact, when a refund occurs on a credit card, the refund will be restored to the amount before repayment, thereby offsetting the bill. Users do not need to repay this part of the refund amount.