There is no specific time for the person subjected to execution to delete the bank information. Generally speaking, the people's court shall remove the person subjected to execution from the "blacklist" in time if he applies. Generally speaking, the bank's credit report is five years, and the system automatically eliminates a bad record.

I "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Disbelief"

Article 7 The people's court shall delete the relevant information from the list of persons subjected to dishonesty in any of the following circumstances:

(a) the obligations specified in the effective legal documents have been fully fulfilled;

(2) Reaching an execution settlement agreement with the application executor, which has been confirmed by the application executor;

(3) The people's court decides to terminate the execution according to law.

Article 9 of "Several Provisions of the Supreme People's Court on Restricting the High Consumption and Related Consumption of the Executed Person" During the consumption restriction period, if the executed person provides effective guarantee or the applicant agrees, the people's court may lift the consumption restriction order; If the person subjected to execution has fulfilled the obligations specified in the effective legal documents, the people's court shall, within the scope of the notice or announcement in Article 6 of these Provisions, timely lift the consumption restriction order through notice or announcement.

Second, if you don't pay it back all the time, you will never be eliminated. Not reflected in the credit report after five years.

The credit information system of the People's Bank of China truthfully records personal credit information, personal loan repayment, performance, law-abiding and other information. There are both positive information about your repayment on time and negative information about your failure to repay as agreed. Credit information system accumulates credit wealth for individuals, which helps to solve the problem of information asymmetry in credit transactions.

Bank loans overdue will be recorded as a bad record in the personal credit report, which will have a considerable impact on the application for bank loan business in the future. Moreover, the bank loans overdue will incur penalty interest, which is charged at 130% of the bank loan interest. Usually, when the loan is not paid in full on the interest payment date, the bank will temporarily list it as a collection note and call the borrower to remind him to repay it within 7 days. Make up the loan within 7 days, and the bank will not charge any late fees.