If it is a credit card of China Merchants Bank, you can transfer money, which is equivalent to borrowing cash in advance (withdrawing cash), and you can transfer the funds to the UnionPay card of any bank (not limited to your name) at ATM. You can also transfer money to China Merchants Bank Card (debit card) under your name through online banking, mobile banking and telephone. The handling fee and interest are charged according to the following standards: 65,438+0. Handling fee: the handling fee for RMB cash advance in China is 65,438+0% of each cash withdrawal amount, and the minimum charge is 65,438+00 RMB; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance. 2. Interest: prepaid cash does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, and compound interest will be charged monthly.