how to activate the CCB longka premium credit card? Necessary knowledge of card use

After the credit card application is approved by the bank, it needs to be activated before it can be used normally. If you don't know how to activate the CCB Longka Premium Credit Card, I will give you some knowledge today.

activation method of CCB Longka Premium Credit Card:

1. Online banking

Log in to the personal online banking account of CCB, find the channel of "online card opening" in the credit card, click "Open the card now", and fill in the ID number and CCB Longka Premium Credit Card to complete the activation.

2. Mobile Banking

Log in to the personal CCB mobile banking account, click "Credit Card Activation" in the "Credit Card Management" menu bar on the main page of "Credit Card", and fill in the correct personal information and card information to complete the activation.

3. Customer service hotline

Call the customer service hotline 95533 directly, and select the "Credit Card Business-Card Opening and Password Service" menu according to the prompt to complete the card activation.

4. WeChat WeChat official account

Pay attention to WeChat WeChat official account "China Construction Bank", first bind the credit card, then enter "Open Card" in the chat box, and reply to the corresponding serial number to activate the card.

5. SMS

Edit the SMS "CCJH# Last four digits #CVV2" and send it to 95533. Note: CVV2 is the last three digits of the 7-digit number in the signature column on the back of your credit card, that is, the credit card security code (you need to use the mobile phone number of the reserved bank to send it).

6. Bank counter

Bring your valid personal identification and CCB Longka Premium Credit Card, and go through the activation procedures at any CCB outlet counter.

How to activate the CCB Longka Premium Credit Card must be known to all card users. I would like to remind you that in order to activate it smoothly, you should not make mistakes in the authentication information provided to the bank, especially in the activation of the counter, and you should also pay attention to your personal words and deeds.

how can I increase the amount of China Construction Bank's Longka Premium Card if it is too low?

how to use CCB credit card?

First of all, congratulations on your successful handling of the CCB credit card. To be a successful cardholder, you need to practice hard. So let's learn from the basic knowledge of CCB credit card. Take a few minutes to look at it, and you can use the card better in your daily life!

Repayment at CCB outlets:

You can make cash repayment or transfer repayment at CCB outlets all over the country with your card or card. No matter in the same city or in different places, CCB outlets can accept it, and there is no handling fee.

— repayment by outlets can realize repayment of RMB arrears in cash and USD arrears in cash.

-transfer repayment can transfer the funds from your debit card and quasi-credit card to your credit card account for repayment.

-repayment of RMB arrears by cash in RMB and repayment by transfer can be handled at all branches of our bank, and repayment of USD arrears by cash in USD must be handled at branches of our bank that offer foreign currency business.

-when repayment is made in convertible foreign exchange other than US dollars, the foreign exchange shall be traded by itself, and then the repayment shall be made in US dollars.

agreed account repayment:

You can designate a personal bank settlement account opened by yourself in China Construction Bank as the repayment account, and China Construction Bank will automatically deduct the corresponding amount from the repayment account on the due repayment date. Before you apply for repayment of the agreed account, please call the local 95533 or 24-hour service hotline to find out whether this service is available in the local CCB where you apply for the card.

repayment by telephone purchase of foreign exchange

repayment by telephone purchase of foreign exchange can only be used to repay the dollar arrears of credit cards. You must complete the application for repayment of deposit and telephone purchase of foreign exchange within the same day. The exchange rate is based on the selling price of US dollars at the time of purchasing foreign exchange, and you can call our 24-hour service hotline if you need to inquire. If your credit card RMB account overpayment is insufficient on the day of foreign exchange purchase, you can also use your available amount to repay the foreign exchange purchase, and pay interest from the date of foreign exchange purchase.

ATM transfer repayment

You can transfer RMB funds from your savings card or quasi-credit card to your Longka credit card account through ATM to repay RMB arrears of Longka credit card.

loss reporting: in the process of using CCB's credit card, if your card is accidentally lost or stolen, please call CCB's 24-hour service hotline immediately to report the loss. After the report of loss is accepted and confirmed by CCB, the report of loss will take effect, which can protect your interests to the maximum extent.

if your card is lost or stolen abroad, and you still need to use your Longka (dual-currency) credit card while you are abroad, please call the 24-hour service hotline of China Construction Bank to report the loss and apply for an emergency replacement card. Construction will immediately contact foreign card issuers to handle emergency replacement cards for you and reissue new cards for you.

card replacement: longka (dual-currency) credit card is valid for 3 years, and will be invalid upon expiration. CCB will send you a new card one month before your card expires for your convenience. If you don't want to use your card after it expires, please call the 24-hour service hotline one month before it expires.

change your card in advance: if your card expires within 3 months and you need to change your card in advance for special reasons such as going abroad, please call the 24-hour service hotline to apply and destroy the original card yourself. Construction will change your card in advance and send you a new card.

damaged card replacement: when your card can no longer be used due to damage, fracture, demagnetization of magnetic stripe or wrong signature, you can apply for a new card; To apply for a replacement, please call the 24-hour service hotline of China Construction Bank, and you need to pay the corresponding replacement fee for a new card. Please destroy the old card yourself to avoid unnecessary losses.

how to use the CCB longka premium credit card? Overdraft consumption, cash withdrawal and installment

The new credit card has just come out, which will surely attract the attention of many card holders. If the product rights are rich, there will surely be many friends who have the impulse to apply for a card. Today, I will introduce to you how to use a new credit card, CCB Longka, and enjoy the credit card. You must read the knowledge before you apply for the card.

1. Overdraft consumption

CCB Longka Premium Credit Card belongs to MasterCard, and the cardholder can enjoy an overdraft limit of up to 5, yuan. Need to be reminded that credit card is more suitable for consumption abroad, after all, it is difficult to find a POS machine with "MasterCard" logo in China.

2. Cash withdrawal by credit card

Cardholders who need cash can withdraw cash through CCB Longka Premium Credit Card, and the maximum amount is 5% of the credit line. Because it is a MasterCard logo card, it is best to withdraw cash through MasterCard terminals abroad, otherwise they will have to bear the currency conversion fee.

3. Credit card installment

If the bill can't be paid off in full after consumption, you can choose to repay by installment, and the cardholder can bear the corresponding installment fee. According to the number of installments, the fee rate is between and.

4. Credit benefits

In addition to the basic financial services of the above credit cards, CCB Longka Premium Credit Card has many card benefits and benefits for cardholders. For example, the highest accumulated cash back in consumption abroad is 34%, the products of Longteng travel are 88% off, the Chinese pick-up and drop-off of imperial chartered cars and chartered tours are 1% off, and the car rental in Hertz is 1% off.

is everyone clear about how to use the credit card of China Construction Bank? Because it is MasterCard, it is recommended that customers with only domestic needs not apply for it, otherwise, the above financial services, card rights and benefits will not be enjoyed.

guide to the use of CCB credit cards

Many CCB credit card users are not clear about some matters concerning the use of credit cards. Here, we will introduce the repayment period of CCB credit cards, how to transfer money, what billing channels are available and the online payment process of CCB credit cards.

credit card repayment period of CCB

how long is the credit card repayment period of CCB? I don't know enough about the use of the card, which causes some of them to gradually become card slaves. If the repayment period is calculated in advance and repaid in time, I can get rid of the card slaves and use the card healthily.

The 5-day repayment period of CCB's credit card refers to the day after the bill date, which can have the longest repayment date of 5 days. The principle of repayment is that 2 days after the bill date is the final repayment date.

If your billing date is July 25th, and if you spend money on July 26th, then the transaction can be billed on August 25th, plus 2 days for repayment on September 14th. In this example, there will be 5 days for repayment from July 26th to September 14th.

how to transfer money with CCB credit card

how to transfer money with CCB credit card? What are the credit card transfer steps of CCB? Credit card can transfer money, but there is a limit on the amount, and the handling fee is not low. If you really need to transfer money, you can open online banking for your credit card. Let's introduce it in detail for your card friends.

online registration can only be processed after you have opened the card and set the password of consumption _ cash withdrawal. The specific steps are as follows:

1. Log on to the website of China Construction Bank.

2. click the "online banking" service.

3. Click to open the online banking service.

4. confirm the customer service agreement.

5. Enter personal data as prompted, where the account number is your credit card, the account password is your credit card consumption _ cash withdrawal password, and the additional code is entered as shown in the box on the right.

after successful registration, you can log in to the credit card online bank with your ID number, login password entered during registration and the additional code prompted, and then you can realize credit card transfer.

credit card bill installment channels of CCB

What are the credit card bill installment channels of CCB? For example, SMS application, online application, mobile banking application and so on can all be realized. In the past, cardholders may need to go to the counter to go through the formalities, but now there are many channels, which naturally facilitates many users.

1. wechat application

pay attention to the public account of "CCB e-banking", bind the credit card, and click "credit card"-"bill installment"-"click here to apply for installment" in turn.

2. SMS application

Edit the SMS "CCZZ# Last 4 digits # Amount # Period" with the mobile phone number reserved in our bank and send it to 95533.

3. Mobile Banking Application

Enter "China Construction Bank Mobile Banking" and click "Credit Card"-"Bill Installment Application" in turn.

4. Online application

For personal online banking users, please click Apply for bill installment, and select "Credit Card Inquiry-Select-Inquire about issued bill-Apply for bill installment".

for registered users of credit card channel, please click to apply for bill installment and select "-billed-RMB-apply for bill installment".

5. Telephone application

Call 4-82-588

If you need help, please call 4-82-588 for manual service (please call 21-3869588 for non-4 service area and 86-21-3869588 for overseas).

online payment process of CCB credit card

1. Select the payment method of online payment of CCB or online payment of Longka to enter the payment page;

2. The cardholder enters relevant information according to the prompt and clicks Login;

3. The cardholder checks the purchased goods and the amount, and then selects the credit account under the payment account;

4. Enter the security check code of the credit card, click Pay, and then enter the transaction password as prompted.

5. Payment is completed.

I believe that through the introduction, you can get a general idea of the use of CCB credit cards.

how to use CCB credit card?

The matters needing attention in the use of CCB's credit card are as follows:

1. The handling fee for cash withdrawal of CCB's credit card is deducted, and the domestic cash withdrawal is deducted at .5% of the cash withdrawal amount, with the lowest 2 yuan and the highest 5 yuan, and the overseas cash withdrawal handling fee is charged at .5% of the cash withdrawal amount plus 12 yuan, with the lowest 14 yuan;

2. There is no interest-free period for the overdraft cash of CCB's credit card. From the date of withdrawal, interest of .5 ‰ will be deducted according to the withdrawal amount every day until the principal and interest are paid off;

3 consumption before the billing date of each month can be paid off before the sunrise of the bill of the current month and the first repayment date after the bill date, and you can enjoy interest-free treatment;

4. If the consumption after the billing date of each month is paid off before the first repayment date after the next month's bill sunrise, you can enjoy interest-free treatment;

5. There is no interest-free period for cash withdrawal by credit card, and there is a handling fee. From the date of cash withdrawal, interest will be calculated at .5 ‰ of the bill amount until all the principal and interest are paid off, so it is not recommended to take cash by credit card. If it is urgent, it should be repaid as soon as possible.

6. The repayment date of the credit card is the final repayment date. It is ok to repay it on any day before, and it can be repaid many times. However, if it is overdue after the repayment date, it may affect personal credit, so it should be repaid in time.

This concludes the introduction on how to use and apply for CCB Longka Credit Card. Did you find the information you need?