Many banks encourage users to hold credit cards, but it cannot be said that every bank applies for one, and the same bank will also launch multiple credit cards. So what are the most worthy credit cards? Here are We recommend the 5 most worthy credit cards in 2019. Why are they the 5 most worthwhile credit cards? Because now when an individual holds more than 5 credit cards, it is generally more difficult to apply for another card, unless the qualifications are very good, or when the bank is competing for performance, and 5 credit cards are enough to expend energy. Once managed, it would be great to be able to take good care of these 5 credit cards.

For ordinary people, the five most worthy credit cards are as follows:

1. Pufa AE White

Pufa AE White is the most recommended, and I believe that it is good for credit cards. Anyone who knows about this card must know that it is called the American Express Platinum Credit Card. If you have this card, I think you can send it to a circle of friends, haha.

If you apply for Pudong Development Ae White for the first time, you can enjoy the annual fee exemption for the first year. In addition, there are unlimited VIP room privileges throughout the year, 4 free airport pick-up and drop-off services within the country, and 50,000 credit card points redeemable at home and abroad. One night accommodation experience in a star hotel! Very tall and worth raising.

However, the threshold for applying for this credit card is relatively high and requires individuals to have certain qualifications. However, there is news that if you apply with its platinum card, the probability of applying for the card will be greatly increased. After downloading the card, you can order 5 times the benefits and accumulate points. For example, you can enjoy 5 times the points through Alipay and Tenpay quick payment. 200,000 points can be redeemed to waive the annual fee for the next year, and 50,000 points can be exchanged for a one-night stay in a five-star hotel.

As the most recommended credit card, Pufa AE Bai is definitely worth owning. Without further ado, the benefits are as shown below. Hurry up and keep it!

2. GF Zhenshang Platinum Card

This credit card also has excellent benefits. Compared with Pufa AE Bai, which focuses on aviation, GF Zhenshang Platinum Card has advantages in road rail transportation. bigger.

No reservation required, unlimited free access to Guangfa’s exclusive high-speed rail VIP rooms. You can also equip a Dragon Card for free and receive up to 4 times (2 points)/year of Longteng High-speed Railway VIP rooms. VIP rooms cover Beijing and Shanghai. , Guangzhou, Shenzhen, Hangzhou, Ningbo, Changsha, Shenyang, Dalian and other major cities across the country.

In addition, when you use the card to spend at business travel or overseas merchants, you can enjoy 3 times the points. The points can be used to redeem airline miles such as China Southern Airlines, Air China, China Eastern Airlines, and Asia Miles. There are also installment fee discounts, global travel vehicle accident insurance, etc.

In addition to the above attractive benefits, the GF Zhenshang Platinum Card will waive the first-year annual fee if you swipe 88 3 times within 3 months, and the next year's annual fee will be waived if you swipe 12 times in the same year, which is very good keep.

3. Ping An Car Owner’s Card

How can we not mention this Ping An Bank’s car owner’s card for ground transportation? It offers 12% off on gas purchases every day at 8,000 gas stations in 48 cities across the country. Accident coverage of up to 1.1 million yuan for all vehicle personnel and free roadside assistance nationwide.

The Ping An Car Owner Card is divided into gold card and silver card. The gold card has a maximum limit of 50,000, an interest-free period of 16 to 50 days, and a cash withdrawal limit of 50%. There are certain requirements for deleting the card, such as providing Certain requirements for life insurance policies, car insurance policies, real estate, etc. must meet one of the requirements. If you cannot provide these qualifications, you can also apply with a credit card from another bank with a limit of more than 10,000 yuan or more.

Such many benefits mean that the Ping An Car Owner Card is indeed worth maintaining. If you want to increase the limit, you can increase the limit through the Ping An Elite Platinum Card Curve. However, there is also controversy about the Ping An Car Owner Card, which is that the annual fee of this card is not waived in the first year, and the annual fee is waived for the next year if you spend 30,000 or more. If you usually use a lot of cars and have a large amount of fuel, it is still a good choice.

4. Bank of Communications Wal-Mart UnionPay Card

In addition to travel, shopping is also a very important part of daily life. Although it is not as fancy as the above two cards, it is very practical and Applying is not difficult.

You only need to meet one of three conditions to apply: 1. Have a stable job, pay three gold and silver coins continuously, and never hold a Bank of Communications main credit card. 2. Have a college degree or above, and have never held a Bank of Communications principal credit card. 3. Have certain assets in Bank of Communications and have never held a Bank of Communications principal credit card.

Newbies who hold a Bank of Communications Wal-Mart UnionPay card can exchange for 200 yuan of supermarket card credit if they meet the 5-point purchase standard, and there is an interest-free repayment period of up to 56 days. Because it is jointly launched with Wal-Mart, there are also many great value benefits for spending at Wal-Mart. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you shop at Wal-Mart.

This card is free of annual fees in the first year. If you swipe the card 6 times in that year, there will be no annual fees for the next year. It is also easy to maintain. Just go to Wal-Mart a few times on weekends to buy things.

5. CMB YOUNG Card

This ordinary card from China Merchants Bank can be used as a supplementary credit card. Although the limit is not very high, the qualification requirements are not high. Very easy. The biggest threshold for this card is that it is only available to those under 30 years old, making it more suitable for young people. Similar to this card are Bank of Communications Youth Power and Pudong Development Youth. The application age for Bank of Communications Youth Power has been raised to under 35 years old. Just choose one of these cards.

The CMB YOUNG card allows 100% cash withdrawal. There is no handling fee for the first cash withdrawal. You can enjoy double points in your birthday month. New users can also receive gifts by swiping the card, such as redeeming 1,000 points. You must know that CMB’s points are very useful. Yes, suitable for woolen wool.

The last five recommended credit cards are the most worth keeping in 2019. The CMB YOUNG card is very easy to maintain. Remember to use it at any time, maintain good repayment behavior, and it is so easy to increase the limit.

The five most worthy credit cards recommended above in 2019 are applicable to the widest range of people. In addition, you can also choose the one that suits you based on your actual situation. For example, mothers can replace the CMB YOUNG card with the Agricultural Bank of China's beautifully upgraded mother's credit card. Not only can they enjoy generous discounts on shopping with the credit card, but they can also enjoy multiple exclusive benefits such as special discounts at maternal and child merchants, early childhood education, and health care. Need money urgently? We review major loan products! Follow the WeChat public account "Kangbo Finance" (ID: youqianlab) and reply to "Review" to obtain it.