Stop-interest account refers to the situation that the credit card holder can't repay the credit card loan for various special reasons, and can negotiate with the bank to apply for a temporary stop of interest calculation and leave the arrears for later treatment. A stop-interest account is also a process of stopping interest calculation first and then recording the arrears. After the credit card is suspended, you can repay the credit card arrears in installments to avoid the interest rolling.

How to apply for credit card suspension?

1. If you want to stop your credit card, you need to contact the bank directly. Users can call the issuing bank's hotline to provide manual service channels and apply to the issuing bank's customer service staff.

2. If there is an offline business outlet of the issuing bank near the user, you can also bring your personal ID card and credit card to the counter staff of the outlet to handle it.