When we make purchases in our lives today, we often use credit cards to pay. Credit cards are consumed in advance. After consumption, we still need to repay the credit card. Sometimes people may not be able to pay off the bill in full because the bill is too large, in which case they can choose minimum repayment or installment repayment. So, can I still use my credit card after making the minimum payment? Why is the minimum repayment amount 0?

Can I still use my credit card after paying off the minimum payment? Credit card repayment stipulates that repayment must be made within a specified period, but as long as you pay the minimum repayment amount, it will not be overdue, so generally the minimum repayment on a credit card has no impact. As long as you still have available balance in the card after making the minimum repayment, you can make purchases with the card.

Why is the minimum credit card repayment amount 0? 1. The bill is 0. The minimum repayment amount for a credit card is generally 10% of the total amount you should repay this month plus some handling fees. If the total amount you should repay this month is 0, that is, if the bill is 0, your minimum repayment will naturally be displayed as 0. 2. The credit card only made cash withdrawals. If your credit card did not make any purchases this month, but only made cash withdrawals, because there is no minimum repayment amount for credit card cash withdrawals, you can only pay off the full amount, so this may cause you to be in trouble. The minimum payment amount shown on the monthly credit card statement is 0.

What should I do if the minimum repayment amount on my credit card is 0? 1. Check the bill amount: If the minimum payment amount of your credit card is 0, you need to check the bill amount. If the bill amount is 0, you do not need to pay it back. If the bill amount is not 0, it is recommended that you still pay the amount due in the bill. 2. Consult customer service: If this situation occurs where the minimum repayment amount is 0, it is best to consult customer service first to find out the specific reason before repaying. The above is the answer to "Can I still use my credit card after making the minimum payment? Why is the minimum payment 0?" After making the minimum payment on your credit card, you can continue to use the card as long as you have available credit. And if the minimum repayment amount is 0, you can check to see if the bill is also 0. It is best to consult customer service.