How to handle the N-card credit card of Nanjing Bank?
Bank of Nanjing N Card Credit Card is a digital credit card. If you don't have a physical card, you can apply online. You can apply through the official account/applet of Bank of Nanjing's N-card WeChat, the new Weiting applet of Bank of Nanjing, or the mobile banking of Bank of Nanjing, Guan Wei of Bank of Nanjing and other channels.
Take Bank of Nanjing WeChat WeChat official account as an example. After paying attention, click "Xinweiting" -N Card Application on the menu bar, jump to the credit card application page, enter your name, ID number, mobile phone number and verification code according to the prompt, check the card approval regulations, click Next, fill in your personal information step by step, and submit it to the bank for approval.
Why was the N-card credit card of Nanjing Bank rejected?
Nanjing Bank's application for N card is relatively simple. Although it is relaxed, not everyone can handle it. If rejected, there are two key reasons, one is bad credit and the other is insufficient repayment ability.
1, credit card applications need to be checked for credit information, and the credit information records and inquiry records in the letter newspaper are key reference items. For example, there are frequent card applications and loan applications in the three months before card issuance, or there are outstanding debts at present, which may be rejected if they are overdue for three to six years in the past two years.
2. Although the applicant's work income is stable, if the credit history is not paid off, such as credit cards and various small loans, the personal debt ratio exceeds 50%, indicating that the applicant's repayment ability is worrying, and it is likely to be in a state of making ends meet, and there is a great unknown risk in approving cards.
The above is the related introduction of "How to handle the Nanjing Bank N Card Credit Card", and I hope it will help you.