Bank account balance alone cannot be used as proof for applying for a credit card. This is usually only auxiliary information for applying for a credit card. To apply for an Agricultural Bank of China credit card, you must provide valid proof of work, income and property. Bank account statements can be used as auxiliary materials to prove income, but a work certificate with an official seal issued by the work unit is an indispensable supporting document. If there is no work unit If you are an individual industrial and commercial household, you should also provide a business license. In addition, proof of current status of a debit card account may not be as helpful as having a time deposit or financial product with the Agricultural Bank of China. If you have these, it should be more helpful to increase the probability of card approval and the amount of credit card approval when applying for an Agricultural Bank of China credit card.