You can negotiate with the bank for an interest rate reduction.

If your Agricultural Bank of China credit card is overdue, you can negotiate with Agricultural Bank of China for interest reduction or exemption. Under normal circumstances, if a credit card is overdue, as long as it is not malicious default, you can negotiate with the bank to reduce the interest.

When the cardholder finds that his Agricultural Bank of China credit card is overdue, he should contact Agricultural Bank of China as soon as possible, explain the objective facts and reasons for the overdue payment to the bank staff, and discuss the repayment plan with the bank. Negotiated interest exemption.