Credit card repayment does provide convenience for short-term capital turnover and is attractive to those who want to reduce the pressure of repayment and avoid high interest rates and damage to their credit history. It can effectively relieve financial pressure. Although it involves certain handling fees, the fees are more reasonable than late fees and interest, so it is very popular among the public.

However, despite this, you must be cautious when handling credit card refunds. Blind choices can be counterproductive, and some people get into financial trouble because of their imprudence. When choosing a repayment service, you should give priority to online platforms with good reputations and avoid offline institutions, because their repayment interest rates are usually too high and not cost-effective for cardholders. Therefore, it is wise to evaluate your needs rationally and choose the appropriate repayment service to ensure financial security.