China Merchants Bank offers cardholders a variety of terms, including 2, 3, 6, 10, 12, 18, 24 and 36. The single installment fee rate of China Merchants Bank is 0%- 1.67%. The specific rate, the number of installments and different credit card installment types are all related. When handling the installment business, China Merchants Bank will analyze the loan, repayment and daily use of credit cards according to the evaluation results of the banking system.