Credit cards can be bound to WeChat Pay, but cash withdrawals, recharges and transfers are not allowed. WeChat payment can be bound to a credit card, provided that your credit card supports WeChat payment, and credit card WeChat payment has a limit, so not all amounts can be paid.

After binding a credit card to WeChat, the payment partner must be a merchant, such as Weidian. If the other party is an individual, you cannot pay with a credit card, you can only pay with your balance or a bound debit card.

Currently, WeChat Pay supports credit cards from the following banks: China Merchants Bank, China Construction Bank, China Everbright Bank, China CITIC Bank, Agricultural Bank of China, China Guangfa Bank, Ping An Bank, Industrial Bank, Minsheng Bank, etc.

Extended information

Credit cards can be used to transfer funds. Unlike debit cards, credit cards do not have so-called direct transfer transactions. There are basically two situations when using a credit card to transfer money: one is to first deposit money into the credit card, and then use the credit card overdraft to transfer the money; the other is to withdraw cash from the credit card, that is, directly use the credit card overdraft limit to make the transfer operation , which is equivalent to cash withdrawal.

If it is an overpayment transfer, the counterparty will charge you according to the credit card overpayment recovery handling fee. The handling fee is 0.5%-3% of the transfer amount. Currently, only a small number of banks charge overpayment recovery. No charge for return. Inter-bank transfer fees will also be charged.

If it is an overdraft limit transfer, it is equivalent to a credit card cash withdrawal. In addition to a 1%-3% cash withdrawal fee (some banks do not charge this), daily interest will also be calculated starting from the day the cash is withdrawn. Credit card interest is charged at a rate of 0.5%.

Credit card WeChat payment limit:

1. Industrial and Commercial Bank of China credit card: the limit depends on the situation;

2. China Construction Bank credit card: single and single transactions The daily maximum limit is 500 yuan;

3. Bank of Communications Credit Card: The limit depends on the situation;

4. China Merchants Bank Credit Card: The single consumption amount shall not exceed 500 yuan;< /p>

5. China Everbright Bank Credit Card: However, the single consumption amount and single-day consumption amount shall not exceed 500 yuan;

6. China CITIC Bank Credit Card; However, the single consumption amount shall not exceed 500 yuan;< /p>

7. Shanghai Pudong Development Bank Credit Card: Daily limit is 3,000 yuan;

8. Guangdong Development Bank Credit Card: However, the single consumption amount shall not exceed 500 yuan.