Several common reasons for bank calls:

1. Remind to standardize card use: If the cardholder often consumes a lot or uses the card illegally, the bank staff will call to remind the cardholder to standardize the card use in time.

2. Invitation to handle cash installment business: All banks have launched cash installment business, which can handle cash installment within the credit line without occupying the credit card line, and only high-quality customers can enjoy it. Bank customer service will call qualified customers, and it is recommended that you handle it.

3. Invite to handle the bill installment: This kind of bank phone call is more common, especially after the cardholder has a large amount of consumption in the month, which is already several times the usual transaction amount. At this time, the customer service of the bank will call and suggest to handle the bill installment. Of course, it may also be that the cardholder can't repay the loan on time or there is a risk of overdue, so the cardholder is invited to handle the installment to ease the repayment pressure.